EB-5 investors naturally focus on immigration eligibility, job creation, processing expectations, and the experience of the regional center. Those questions matter, but they do not fully explain what protects an investor’s capital at the project level. Two offerings may support the same immigration objective while placing EB-5 capital in very different positions. One may use a First-Lien Senior Secured Loan; another may invest through Preferred Equity or Common Equity. The di

Not all EB-5 real estate investments occupy the same position within a project. A project may be financed through a Senior Loan, Mezzanine Loan, Preferred Equity, Common Equity, or a combination of these sources. Together, these layers form the capital stack. Understanding this structure helps investors compare repayment priority, collateral, and relative risk before selecting an EB-5 project. 1. Senior Loan A Senior Loan generally sits at the top of the capital stack. It is

EB-5 investors often receive polished project presentations, attractive renderings, and clear immigration timelines. These materials are useful, but they should not be the end of project review. A serious EB-5 decision should go beyond the pitch deck. Before subscribing to a regional center project, investors should understand the project’s structure, job creation strategy, capital position, regional center support, and exit logic. A strong project should not only appear elig